Walk-in Drive at Jana Small Finance Bank for Collection & recovery Officer Roles . 10th/ 12th/Under Graduates candidate can apply for the post.
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Walk-in Drive at Jana Small Finance Bank -Overview
- Company – Jana Small Finance Bank Walk-in
- Role – Collection & recovery Officer
- Qualification – 10th/ 12th/Under Graduates
- Experience – 0 – 2 years
- Location- Kolkata
- Salary – 1.75-2.25 Lacs P.A.
ABOUT Jana Small Finance Bank COMPANY
Jana Small Finance Bank is a prominent financial institution in India that focuses on providing banking services to underserved and unbanked segments of the population. Established as a microfinance institution, Jana Small Finance Bank has transformed into a full-fledged scheduled bank, offering a range of financial products and services. The bank is committed to financial inclusion and provides services such as savings accounts, fixed deposits, loans, and more, primarily targeting low-income and rural customers. Jana Small Finance Bank’s mission is to empower individuals and communities by facilitating access to formal banking services, ultimately contributing to economic development and financial stability in India.
Walk-in Drive at Jana Small Finance Bank – Collection & recovery Officer Responsibilities
- Contact Delinquent Customers: Reach out to borrowers with overdue payments, through phone calls, letters, or emails, to remind them of their outstanding obligations and negotiate repayment plans.
- Assess Financial Situations: Evaluate the financial circumstances of borrowers to determine their ability to repay and recommend suitable solutions, which may include restructuring loans or setting up repayment schedules.
- Follow Legal and Compliance Procedures: Ensure that all collection activities adhere to legal and regulatory requirements, respecting debtors’ rights and maintaining ethical collection practices.
- Maintain Records: Keep accurate records of all interactions with borrowers, payment arrangements, and collection efforts to maintain transparency and compliance.
- Recommend Recovery Strategies: Assess accounts that may require legal action or outside collection agencies and make recommendations accordingly to recover the outstanding debt while minimizing losses.
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Walk-in Drive at Jana Small Finance Bank -Skills Required
- Negotiation Skills: Strong negotiation skills are essential for working with borrowers to establish repayment plans that are mutually acceptable. This involves the ability to find common ground and reach agreements that facilitate debt recovery.
- Communication Skills: Clear and empathetic communication is vital for interacting with borrowers. Officers need to explain the consequences of non-payment, offer solutions, and address concerns while maintaining professionalism and respect.
- Analytical Skills: Assessing borrowers’ financial situations, evaluating credit histories, and determining the most suitable recovery strategies require strong analytical skills. Officers must make data-driven decisions to maximize debt recovery.
- Knowledge of Legal and Regulatory Framework: Understanding the legal and regulatory aspects of debt collection is crucial. Officers should be aware of debt collection laws and regulations to ensure compliance and avoid potential legal issues.
- Resilience and Patience: Debt collection can be challenging, and officers may encounter resistance or difficult situations. Resilience and patience are essential to persevere through setbacks and maintain a positive attitude while pursuing debt recovery.
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HOW TO APPLY FOR THE Walk-in Drive at Jana Small Finance Bank ?
To apply for the Walk-in Drive at Jana Small Finance Bank Candidate need to walk in to the Venue that is given below.
FOR Kolkata LOCATION INTERESTED CANDIDATES CAN WALK-IN DIRECTLY TO THE BELOW VENUE FOR INTERVIEW
| Role : | Collection & recovery Officer |
| Experience | 0 – 2 years |
| Contact : | Branch Head ( 7638033858 ) |
| Date : | 27 September – 4th October |
| Time : | 9.30 AM – 5.30 PM |
| Address : | Jana Small Finance Bank Ltd P-150, Block-B, Ground Floor, Lake Town, Kolkata, PIN- 700089 |
Walk-in Drive at Jana Small Finance Bank – Frequently Asked Question?
What is the Jana Small Finance Bank walk-in selection process?
The selection process will be based on a Written test followed by Technical and HR interviews.
What is the average salary for the post?
The average salary is 1.75-2.25 Lacs P.A. for the this role.
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DISCLAIMER:
The Recruitment Information Provided above is for Informational Purposes only . The above Recruitment Information has been taken from the official site of the Organization. We do not provide any Recruitment guarantee. Recruitment is to be done as per the official recruitment process of the company. We don’t charge any fee for providing this job information
